Cookie Policy Details

Our website uses cookies to improve your experience and deliver the information you seek. This policy outlines how we use, store, and manage cookies for Malaysian users.

What Are Cookies?

Cookies are small text files sent by websites to your device for identification and feature support. They help websites remember your preferences and improve site function.

Cookie Types in Use

Different cookies handle essential needs, enhance site features, collect analytics, or help personalize your browsing.

Necessary Cookies

Essential for the site to operate correctly. They manage log-ins, preferences, or session settings required for navigation.

Deleted when you close your browser session.

Functional Cookies

Enable optional features—like remembering social sharing options or personal user settings—but are not critical for website basics.

Retained up to one year if you consent.

Analytics Cookies

Provide anonymous site traffic, behavior statistics, and trends to help us optimize articles and pages.

Kept for up to two years, then erased.

Marketing Cookies

Let us offer content relevant to you, but we do not serve outside advertising or sell data to marketers.

Removed after six months or when opting out.

Our Cookie Practices

We use cookies for smoother navigation and meaningful analysis of site activity.

  • Help you browse and revisit previously viewed posts or articles.
  • Remember opt-in choices for newsletters, tips, or alerts.
  • Monitor anonymous site usage to improve financial topics and user experience.
  • Improve load times and maintain secure sessions for all Malaysian users.

Your Cookies Rights

You have the choice to accept or block cookies at any time. Our website never forces perpetual tracking and always gives opt-out options.

EU and GDPR Rights

Users needing GDPR protections are entitled to transparency, opt-outs, and correction or deletion privileges.

  • Request all personal cookie data held about you.
  • Withdraw consent for tracking at any moment.
  • Request corrections or full deletion from cookie logs.

CCPA and Malaysian Rights

Relevant users may request data, know its uses, or ask for removal under local or CCPA rights.

  • Ask for details on cookie collection and purposes.
  • Opt-out of having behavior tracked or sold to others.
  • Request information be deleted under valid grounds.

Brazil and LGPD Rights

Users from LGPD jurisdictions can control cookie consent and request removal of any associated personal data.

  • Review or edit personal cookie-based data.
  • Request removal or cessation of tracking whenever needed.
  • Be informed about cookie use and duration.

Managing Cookies Yourself

You can select your preferences or turn off cookies in browser settings for more control.

Browser Cookie Controls

Major browsers let you delete cookies, block third-party usage, or set just-in-time prompts.

  • Navigate to your browser settings to see cookie permission options.
  • Delete cookies manually or set expiration rules based on activity.
  • Choose to allow only specific cookies you approve.

Attention: Blocking all cookies might affect website functionality and experience.

Third-party Cookies

We do not allow third-party marketing cookies. Any outside service used is only for technical website support or analytics and never for tracking unrelated activities.

Questions or Concerns?

If you have cookie concerns or privacy questions, please reach out for clarification and help.

Contact Email: content@polarynexo.pro

Phone: +60 7-100 8182

Mailing Address: Standard Chartered Building, No. 2 Beach Street, George Town, Penang 10200 Malaysia

Policy Changes

We review cookie practices regularly. Updates will be dated at the top of this page and highlighted to visitors.

Updated On: December 19, 2025